skip navigation


The Ries Financial Group is a team of dedicated financial services professionals who are well qualified to serve you. Together, we offer you the benefits of our more than 44 years of combined industry experience, training, and knowledge. We are also devoted to providing you with exceptional personal service that exceeds your expectations. Everyone in The Ries Financial Group lives in the community in which we work, and we share its family values. We take pride in giving back to our community, as a business and as individuals, through charitable fundraising events, involvement in local schools and institutions, and support for non-profit organizations.


Joseph E. Ries IV Employee Photo

Joseph E. Ries IV, AIF®
Senior Vice President/Investments

With more than 25 years of investment industry experience, Joe works with
clients to help guide them through retirement. Joe grew up watching his mother succeed in the financial industry, so he believes that he knows the retirement terrain well, making him the ideal guide to help you navigate your financial journey. He strives to provide the best service to his clients and help them work toward their retirement destination.

Joe holds Series 7, 31, 63, and 65 securities licenses, as well as the Accredited Investment Fiduciary® and Chartered Financial Consultant® designations. These designations, plus his many years of experience, are the tools he utilizes when building your customized financial map.

A Maryland native, Joe currently resides in Bel Air with his family. He loves to spend time with his wife, Debra; daughter, Carlee; and son, Ryan; as well as his grandchildren, Charlotte, Connor, and Brooks. An avid adventurer, Joe is a certified diver and holds his piloting license. Outside the office, he enjoys meeting with friends, traveling, and volunteering in his local community.


Joe Reis | Financial Advisor | Bel Air, Maryland | LinkedIn


Ryan Green Employee Photo

Ryan Green
Financial Advisor

Ryan joined The Ries Financial Group in 2020. He helps clients map out their retirement plans and remain on track – it is important to think about the long term.

Ryan grew up playing sports until an injury turned his focus elsewhere. Through intensive rehab and training, Ryan was able to get back up and running, but realized pursuing a career as an athlete was no longer an option. After working for many years as an athletic trainer, Ryan decided to join Joe in his financial practice to help individuals, families, and athletes pursue their financial goals. Today, Ryan leverages his athletic training practices in his work as a Financial Advisor by evaluating what clients need, mapping out their course, and then walks with them along the way, having periodic discussions with them and making adjustments when needed.

A Maryland native, Ryan currently resides in Cecil County with his wife, Jenny, and daughter, Charlee. Outside the office, Ryan still enjoys sports, but mostly can be found outdoors spending time with his family.

Click here to contact Ryan


Heather L. Joynes Employee PhotoHeather L. Joynes
Senior Registered Client Service Associate
Heather began her financial services career in 1997 with Legg Mason Financial Partners. She joined Stifel in 2007 through its acquisition of Ryan Beck & Co. and is proud to have served clients with The Ries Financial Group for more than 20 years.

With her extensive experience, Heather helps maintain client accounts and strives to provide the best client experience possible.

Heather earned a degree from Towson University and holds Series 7 and 24 securities licenses, as well as life, health, and variable insurance licenses (including annuities). Having grown up in Baltimore County, she now lives in Abingdon with her husband, Bill, and their shared family of Andrew, Molly, Elizabeth, Eva, and Ben. Between work, children’s activities, and their granddaughter, Liliana, Heather keeps her calendar very full.

Click here to contact Heather.


Jennifer C. Smith Employee Photo

Jennifer C. Smith
Client Service Associate

Jennifer (Jenn) joined The Ries Financial Group in 2017 and acts as the team’s primary point of contact to set up an appointment. She will also periodically check in with you, gather information, and ensure you are receiving the best service possible. Jenn also helps with communication outreach and event planning.
Originally from Baltimore, Jenn spent many years in Shrewsbury, Pennsylvania, but now lives in Bel Air with her husband, Eric, and her daughter, Harper. In her free time, Jenn enjoys spending time with her family and crafting.

Click here to contact Jenn.


Mandy Bittner Employee Photo

Mandy L. Bittner
Registered Client Service Associate

Bringing more than 20 years of investment industry experience, Mandy joined The Ries Financial Group in 2018. She focuses on client outreach, branch communication, and office administrative needs.

Mandy earned a degree from Towson University and holds Series 7 and 66 securities licenses. Mandy lives in Bel Air with her husband, Andy, and her two sons, Tyler and Colin. She enjoys spending time with her family, being outdoors, working on home improvement projects, and crafting.

Click here to contact Mandy

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck